WHAT IS THE CENTRAL GOAL FOR SOCIAL SECURITY REFORM? ADDING INDIVIDUAL ACCOUNTS OR PRESERVING THE SOCIAL INSURANCE MISSION?
نویسندگان
چکیده
منابع مشابه
Reforming Social Security: The Case Against Individual Accounts
803 National Tax Journal Vol. LII, No. 4 There is remarkable agreement among economists on most of the analytical aspects of the Social Security debate (Diamond, 1999). They generally agree that the size of the financing shortfall described in the Social Security Trustees’ Annual Report is a reasonable estimate. They agree that questions of prefunding, investing in equities, and defined benefit...
متن کاملIndividual Accounts as Social Insurance: A World Bank Perspective
Social Protection Discussion Papers are not formal publications of the World Bank. They present preliminary and unpolished results of analysis that are circulated to encourage discussion and comment; citation and the use of such a paper should take account of its provisional character. The findings, interpretations, and conclusions expressed in this paper are entirely those of the author(s) and...
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A reform of a pay-as-you-go social security makes the pensioners worse off and the working generations better off in the period of the reform (in a dynamically efficient economy without altruism). The observed reluctance across all age groups to support such reforms is usually explained by the insurance properties of these schemes. I propose an alternative in a two sector setting. Since the old...
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انتخاب نامساعد یکی از مشکلات اساسی در صنعت بیمه است. که ابتدا در سال 1960، توسط روتشیلد واستیگلیتز مورد بحث ومطالعه قرار گرفت ازآن موقع تاکنون بسیاری از پژوهشگران مدل های مختلفی را برای تجزیه و تحلیل تقاضا برای صنعت بیمه عمر که تماما ناشی از عدم قطعیت در این صنعت میباشد انجام داده اند .وهدف از آن پیدا کردن شرایطی است که تحت آن شرایط انتخاب یا کنار گذاشتن یک بیمه گزار به نفع و یا زیان شرکت بیمه ...
15 صفحه اول“the effect of risk aversion on the demand for life insurance: the case of iranian life insurance market”
abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...
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ژورنال
عنوان ژورنال: The Gerontologist
سال: 2004
ISSN: 1758-5341,0016-9013
DOI: 10.1093/geront/44.6.851